Insurance Dragon is an independent consulting company.  We are not insurance brokers and we don’t sell insurance.

Why a Market Research Report:  Having worked with over 100 large clients, we were surprised to learn that many clients – in virtually every industry – are told the same thing by some brokers:  “there are only 2-3 insurance companies that are interested in your risk.”  We hear this so often that it has become routine. 

This is simply not true:  for nearly all businesses, there are many, many insurance companies that will quote, if given the opportunity.

Market Research Reports do two things.  First, the Reports identify as many competitive insurance companies as possible for every industry.  Secondly, the Reports determine what the lowest possible rates could be for businesses in that industry. (Note:  these rates assume that the business has an excellent loss history for the prior 4 years.)

How to Use the Reports:  For the first time, clients will have a benchmark against which to compare their own rates.  Clients will now have a tool to confirm whether most or all of the most competitive insurance companies are quoting. 

  1. Clients can simply use the benchmark rates and insurance company list to verify that their current broker is doing a good job.
  2. Clients can use the benchmark rates as a way to help the current broker reduce current pricing, without having to use multiple brokers to try to determine what the lowest possible pricing might be.

 

Apartments

Reports: 
Property and General Liability
Package Coverage Comparison
Workers Compensation
Workers Compensation - Comparison

Assisted Living

Reports: 
Workers Compensation
Package Coverage Comparison
General / Professional Liability

Attorneys

Reports: 
Professional Liability
Workers Compensation

Auto Repair Shops

Reports: 
Workers Compensation
Automobile - Service Vehicles
Garage Liability
Workers Compensation Comparison

Cardiologists

Reports: 
Professonial Liability
Workers Compensation

Churches

Reports: 
General Liability and Property
Package Quote Comparison
Workers Compensation

Contractor - Automobile

Reports: 
Automobile Liability
Contractor Auto Comparison

Contractor - Carpentry-Interior Trim

Reports: 
Package Quote Comparison
General Liability
Workers Compensation
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Concrete

Reports: 
Package Quote Comparison
General Liability
Workers Compensation
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Demolition

Reports: 
Workers Compensation
Package Quote Comparison
General Liability
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Electrical

Reports: 
Package Quote Comparison
General Liability
Workers Compensation
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Heating & Air Conditioner

Reports: 
General Liability
Package Quote Comparison
Workers Compensation
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Masonry

Reports: 
General Liability
Package Quote Comparison
Workers Compensation
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Painters

Reports: 
Package Quote Comparison
General Liability
Workers Compensation
Automobile Liability
Workers Compensation Comparison
Contractor Auto Comparison

Contractor - Plumbing

Reports: 
Package Quote Comparison
General Liability
Workers Compensation
Automobile Liability
Contractor Auto Comparison

Contractor - Roofing

Reports: 
Workers Compensation
Package Quote Comparison
General Liability
Automobile Liability
Contractor Auto Comparison

Convenience Stores

Reports: 
Package Quote Comparison
Workers Compensation
Package

Family Practice Physicians

Reports: 
Professional Liability
Workers Compensation

General Surgeons

Reports: 
Professonal Liability
Workers Compensation

Grocery Stores

Reports: 
Package Quote Comparison
Workers Compensation
Package

Home Health Care

Reports: 
Workers Compensation

Homeowners

Reports: 
Property
Earthquake Insurance

Hotels

Reports: 
Workers Compensation
Package Quote Comparison
Package

Insurance Agents

Reports: 
Professional

Internists

Reports: 
Professional Liability
Workers Compensation

Landscaping

Reports: 
Workers Compensation
Automobile
Package Quote Comparison
General Liability

Nurse Registry

Reports: 
Workers Compensation

Obstetricians & Gynecologists

Reports: 
Professonal Liability
Workers Compensation

Ophthalmologists

Reports: 
Professional Liability
Workers Compensation

Orthopedic Surgeons

Reports: 
Professional Liability
Workers Compensation

Private Schools

Reports: 
Workers Compensation
Package Quote Comparison
General / Professional Liability

Professional Employment Organization (PEO)

Reports: 
Workers Compensation

Restaurants - Casual Dining

Reports: 
Workers Compensation
Package Quote Comparison
General Liability and Property

Restaurants - Fast Food

Reports: 
Workers Compensation
Package Quote Comparison
General Liability and Property

Security Guards

Reports: 
Workers Compensation

Skilled Nursing

Reports: 
Workers Compensation
Package Quote Comparison
General / Professonal Liability

Temporary Staffing

Reports: 
Workers Compensation

Urologists

Reports: 
Professonal Liability
Workers Compensation